financing options

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Financing Solutions For Everyone

Flexible Payment Plans Tailored to Your Needs

Are you wondering how to fund your next HVAC or plumbing project? Joe Cool Home Services always has you covered.


We have partnered with various reputable companies to bring you flexible financing options. Your comfort shouldn’t have to take a backseat. We make it simple for you to get the services you need.

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Find the Right Partner

Choose from these three lenders based on your goals.

  • GreenSky

    There’s a reason why GreenSky is the largest lending platform for home improvement loans in the US. It’s very convenient. Get real-time updates on your remaining balance, and you can add new purchases directly from your account.


    This option also works well for anyone who can’t afford any delays. GreenSky gives you a decision in seconds.

  • Regions Home Improvement Financing

    Why not get your loan from a group that specializes in home improvement? Regions Home Improvement Financing, formerly Enerbank USA, has funded over a million projects with billions of dollars since 2002.


    Fixed interest rates protect you from sudden price hikes, and you won’t have to worry about annual or merchant processing fees. Four out of five applicants get approved, too, so your chances are fairly high.


  • Microf

    Microf follows a “relationship-based” approach to financing. 


    Expect:

    • Simple application steps
    • Various lease purchase options for your home HVAC installation
    • Near-real-time pre-approval, decline, or further review decisions
    • Affordable monthly renewal payments based on 36, 48, or 60 months until ownership

    Pay before the end of your lease for early purchase discounts. Talk with their team to learn how much you could save.


Why Finance Your Project in the First Place?

Financing simply makes life easier and helps you accomplish important goals. The best reasons to do it include:


  • Emergencies: Sewer line backups, plumbing leaks, faulty indoor cooling during a sweltering summer — some problems simply can’t wait. Start the necessary repairs now and pay over time.
  • Upgrades: That cutting-edge air conditioner you were eyeing can become yours without paying everything upfront. You won’t have to settle for a model that doesn’t meet your needs.
  • Cash flow: Keep your savings intact while tackling urgent or big-ticket projects. Financing helps you spread out the cost for simpler budgeting.


Many of our clients in the Sunshine State already enjoy tailor-fit HVAC and plumbing solutions thanks to us. We hope to serve you next! Just reach out when you need more details on our financing options or have questions. Find the right financial solution today.

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